At the end of June 2025, the stock of Finnish households’ deposits stood at EUR 114.7 billion, which was an all-time high, said the Bank of Finland in a bulletin on Thursday.
It was almost EUR 4 billion higher than at the same time a year earlier.
At the end of June, EUR 69.9 billion of households’ deposits were overnight deposits, EUR 15.4 billion were deposits with an agreed maturity, and EUR 29.4 billion were investment deposits.
In June, the year-on-year rate of growth for overnight deposits was 2.7%, for deposits with an agreed maturity 10.1% and for investment deposits 2.5%.
Deposit interest rates have declined and at the end of June 2025, the average interest rate on deposits with an agreed maturity stood at 2.30%, compared with 3.17% in June last year.
The average interest rate on new deposit agreements with an agreed maturity fell by almost 1.4 percentage points over the same period, reaching 2.18% in June 2025.
The average interest rate on the stock of investment deposits decreased by over one percentage point from a year earlier, to 1.28% at the end of June 2025. In June 2025, the interest rate on overnight deposits (0.36%) was 0.11 percentage points lower than at the same time a year earlier.
At the end of June, the average interest rate on the aggregate deposit stock was 0.86%.
Source: www.dailyfinland.fi
